:root{
  --blue:#0868a5;--blue-dark:#07527f;--blue-soft:#eaf5fb;--ink:#10263a;--muted:#5b7182;
  --line:#dbe7ee;--soft:#f7f9fb;--green:#23815b;--amber:#9a711a;--wrap:1320px;
  --shadow:0 12px 32px rgba(18,48,70,.07)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.68;-webkit-font-smoothing:antialiased}
a{color:var(--blue);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--blue-dark)}
.wrap{width:min(calc(100% - 36px),var(--wrap));margin:auto}
.skip{position:absolute;left:-9999px}
.skip:focus{left:16px;top:16px;background:#fff;border:2px solid var(--blue);padding:10px 14px;border-radius:10px;z-index:9999}
.top{background:#0d2536;color:#d6e4ed;font-size:.79rem}
.top .wrap{display:flex;justify-content:space-between;gap:24px;padding:7px 0}
.top a{color:#fff}
.head{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.98);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.headin{min-height:80px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}
.mark{width:42px;height:42px;border-radius:13px;display:grid;place-items:center;background:linear-gradient(145deg,var(--blue),#0c90d7);color:#fff;font-weight:700;box-shadow:0 9px 22px rgba(8,104,165,.20)}
.brandcopy{display:flex;flex-direction:column;line-height:1.06}
.brandcopy strong{font-size:1rem;font-weight:650}
.brandcopy span{font-size:.72rem;font-weight:400;color:#637988;margin-top:5px}
.nav{display:flex;gap:3px;align-items:center;flex-wrap:wrap;justify-content:flex-end}
.nav a{text-decoration:none;color:var(--ink);font-size:.89rem;font-weight:600;padding:10px;border-radius:10px}
.nav a:hover,.nav a[aria-current=page]{background:var(--blue-soft);color:var(--blue-dark)}

.hero{background:radial-gradient(circle at 86% 10%,rgba(11,127,194,.10),transparent 31%),linear-gradient(180deg,#fbfdfe 0%,#f4f9fc 100%);border-bottom:1px solid var(--line)}
.heroGrid{display:grid;grid-template-columns:minmax(0,.95fr) minmax(460px,1.05fr);gap:58px;align-items:start;padding:64px 0 50px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.71rem;font-weight:650;letter-spacing:.075em;text-transform:uppercase;color:#075b8c;background:var(--blue-soft);border:1px solid #cee6f3;border-radius:999px;padding:7px 11px}
.eyebrow i{width:7px;height:7px;background:var(--blue);border-radius:50%}
h1{font-size:clamp(2.65rem,4.5vw,4.55rem);line-height:1.01;letter-spacing:-.045em;margin:18px 0;font-weight:600;max-width:15ch}
.lead{font-size:clamp(1.03rem,1.35vw,1.16rem);color:#496275;max-width:66ch;margin:0}
.proofline{display:flex;gap:8px 18px;flex-wrap:wrap;margin-top:22px;color:#5c7486;font-size:.82rem}
.proofline span{display:flex;align-items:center;gap:7px}
.proofline b{width:7px;height:7px;border-radius:50%;background:var(--green)}
.heroVisual{margin:0;align-self:start}
.heroVisual img{display:block;width:100%;height:auto;aspect-ratio:16/10;object-fit:cover;border-radius:20px;border:1px solid #d5e3eb;box-shadow:var(--shadow)}

.trust{border-bottom:1px solid var(--line)}
.trustGrid{display:grid;grid-template-columns:1.2fr repeat(3,1fr)}
.trustIntro,.trustCell{padding:17px;border-right:1px solid var(--line)}
.trustIntro{padding-left:0}
.trustCell:last-child{border-right:0}
.trustIntro span,.trustCell span{display:block;font-size:.68rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}
.trustIntro strong,.trustCell strong{font-size:.86rem;font-weight:600}

.main{padding:52px 0 78px}
.introGrid{display:grid;grid-template-columns:1.12fr .88fr;gap:22px;margin-bottom:34px}
.panel{border:1px solid var(--line);border-radius:20px;padding:24px;background:#fff}
.panel h2{font-size:1.62rem;line-height:1.15;margin:0 0 12px;font-weight:600;letter-spacing:-.02em}
.panel p{color:#435b6b;margin:0 0 13px}
.panel p:last-child{margin-bottom:0}

.signalGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:22px 0 42px}
.signal{border:1px solid var(--line);border-radius:17px;padding:18px;background:#fff}
.signal small{display:block;font-size:.67rem;text-transform:uppercase;letter-spacing:.06em;color:var(--blue);font-weight:650}
.signal strong{display:block;margin:5px 0 4px;font-size:.96rem;font-weight:600}
.signal p{margin:0;color:var(--muted);font-size:.84rem}

.section{padding:10px 0 32px;max-width:940px}
.section h2{font-size:clamp(1.6rem,2.5vw,2.15rem);line-height:1.13;letter-spacing:-.025em;margin:18px 0 13px;font-weight:600}
.section h3{font-size:1.08rem;line-height:1.25;margin:20px 0 8px;font-weight:600}
.section p{color:#435b6b;margin:0 0 14px}
.section strong{font-weight:600;color:#223e51}
.section ul{color:#435b6b;padding-left:1.25rem}
.section li{margin:.46rem 0}

.timeline{border-top:2px solid var(--ink);margin:20px 0 10px}
.timeRow{display:grid;grid-template-columns:150px 1fr;gap:22px;padding:15px 0;border-bottom:1px solid var(--line)}
.timeRow time{font-size:.8rem;color:#647b8a;font-weight:600}
.timeRow h3{margin:0 0 4px;font-size:1rem}
.timeRow p{margin:0;font-size:.9rem}

.note{background:#f1f8fc;border:1px solid #cde4f0;border-radius:15px;padding:17px 19px;margin:18px 0}
.warning{background:#fff8eb;border:1px solid #eddcaf;border-radius:15px;padding:17px 19px;margin:18px 0}
.note p,.warning p{margin:0}

.futureCards{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin:20px 0 38px}
.futureCard{border:1px solid var(--line);border-radius:18px;padding:20px;background:#fff}
.futureCard small{font-size:.67rem;text-transform:uppercase;letter-spacing:.06em;color:var(--blue);font-weight:650}
.futureCard h3{font-size:1.15rem;margin:7px 0 8px;font-weight:600}
.futureCard p{font-size:.88rem;color:var(--muted);margin:0}

.faq details{border-top:1px solid var(--line);padding:14px 0}
.faq details:first-of-type{border-top:0}
.faq summary{cursor:pointer;font-weight:600;color:#29485d}
.faq p{margin:9px 0 0;font-size:.91rem}

.sources{background:#f7f9fb;border:1px solid var(--line);border-radius:17px;padding:18px 20px}
.sources ul{margin:10px 0 0;padding-left:1.2rem}
.sources li{font-size:.89rem;color:#4c6575;margin:.55rem 0}
.sources a{font-size:.84rem}

.author{display:grid;grid-template-columns:58px 1fr;gap:15px;border:1px solid var(--line);border-radius:18px;padding:19px;background:#fff}
.avatar{width:56px;height:56px;border-radius:17px;display:grid;place-items:center;background:var(--blue-soft);color:var(--blue);font-weight:700}
.author small{font-size:.67rem;text-transform:uppercase;letter-spacing:.06em;color:var(--blue);font-weight:650}
.author h3{margin:2px 0 5px;font-weight:600}
.author p{font-size:.88rem;margin:0;color:#617786}

.cta{margin:28px 0 10px;border:1px solid #cfe4f0;border-left:4px solid var(--blue);background:linear-gradient(90deg,#f6fbfe 0,#fff 75%);padding:21px 23px}
.ctaGrid{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.cta small{display:block;font-size:.66rem;text-transform:uppercase;letter-spacing:.08em;color:var(--blue);font-weight:650}
.cta h2{font-size:1.25rem;margin:3px 0 6px;font-weight:600}
.cta p{margin:0;color:#5d7382;font-size:.9rem}
.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none!important;background:var(--blue);color:#fff!important;border-radius:10px;padding:11px 15px;font-size:.85rem;font-weight:600}
.btn:hover{background:var(--blue-dark)}

.footer{background:#0b2132;color:#cfdee7}
.footerGrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px;padding:42px 0}
.footer h2,.footer h3{color:#fff;margin:0 0 12px;font-size:1rem;font-weight:600}
.footer p{margin:.45em 0}
.footer a{color:#e9f6fc}
.note2{color:#9fb4c2;font-size:.82rem}
.bottom{border-top:1px solid rgba(255,255,255,.12);padding:14px 0 22px;color:#91a8b6;font-size:.78rem}

@media(max-width:980px){
  .heroGrid,.introGrid,.ctaGrid{grid-template-columns:1fr}
  .signalGrid,.futureCards{grid-template-columns:repeat(2,1fr)}
  .trustGrid{grid-template-columns:repeat(2,1fr)}
  .trustIntro{grid-column:1/-1;border-bottom:1px solid var(--line)}
  .footerGrid{grid-template-columns:1fr 1fr}
  .nav{display:none}
}
@media(max-width:620px){
  .wrap{width:min(calc(100% - 24px),var(--wrap))}
  .top .wrap{display:block}
  .headin{min-height:66px}
  .brandcopy span{display:none}
  .heroGrid{padding:32px 0 36px}
  h1{font-size:2.45rem}
  .signalGrid,.futureCards,.trustGrid{grid-template-columns:1fr}
  .trustIntro,.trustCell{border-right:0;border-bottom:1px solid var(--line);padding-left:0}
  .timeRow{grid-template-columns:1fr;gap:4px}
  .footerGrid{grid-template-columns:1fr}
  .btn{width:100%}
}